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Borrowed from shelllynn's journal. [Dec. 9th, 2005|11:25 am]
[mood |fullfull]
[music |me hoping the LJ cut works? ;)]

From the Dallas Morning News: Identity thieves are getting more creative every day:

"Are you getting excited about the upcoming holiday season? So are identity thieves. "There's more money flowing around, and there's a lot less time for proper due diligence and a proper sense of awareness," said Jack Vonder Heide, an identity theft expert and president of Technology Briefing Centers Inc. in Oak Brook, Ill. He'll be in Dallas on Thursday to speak to clients and prospective clients of wealth management firm U.S. Trust Corp. on how to protect your identity. Read up on these latest schemes so you can be on guard during the holidays. Some are new, while others intensify during this time of the year. You might even clip this list and carry it around with your holiday shopping list.

Credit card kiosks
"That involves an identity thief who goes into a legitimate bank and says he or she is on the board of a condominium association and they need about 500 MasterCard and Visa applications because they want to put these in people's mailboxes," Mr. Vonder Heide said. The crooks then take the applications to a mall, where they set up a kiosk and invite consumers to apply for the credit cards. "They offer a free gift for applying," Mr. Vonder Heide said. "They have a number of clipboards attached to them with the application. People give out their whole life history, and then the identity thief takes all of this information. They now have all the personal information they need to steal someone's identity." The scheme, which popped up last year, "will escalate this year because it's so successful," Mr. Vonder Heide said. Consumers who have caller ID installed on their telephone want to screen calls before they answer, but criminals have found a way around this with new technology. "A thief can alter the caller ID on the victim's phone," Mr. Vonder Heide said. "They could display the phone number for the local hospital, pose as a doctor and say, 'Your wife has been injured, and we need to run insurance information.' " They'll ask the victim for the spouse's name, Social Security number, date of birth and other personal information. "Of course they're panicked, and they'll give it up instantly," Mr. Vonder Heide said. "It's kind of like phishing, but instead of coming by e-mail, it comes over the telephone." Don't give out information over the telephone unless you've initiated the call. Get the caller's phone number and say you'll call back. Verify the phone number, and you can verify whether the person is who they say they are.
Card skimming
This is very popular during the holidays. When a customer makes a purchase with a credit or debit card, an unscrupulous store clerk will surreptitiously run the card through a pocket-sized skimmer, which captures the card's account information. "They recode that information onto another card and go shopping," Mr. Vonder Heide said. The crook then swipes the card through the cash register for the legitimate transaction. "Pay close attention that your card is only swiped once," Mr. Vonder Heide said.
Jury duty scam
An identity thief calls and pretends to be a court employee. He tells you that a warrant has been issued for your arrest because you didn't report for jury duty after being notified repeatedly. You say you never got a jury summons. "They say, 'We may have made a mistake. Please give us your name, address, date of birth, Social Security number,' " Mr. Vonder Heide said. Again, don't share any personal information with someone who has telephoned you. "If it is indeed someone from the court, they'll be more than happy to have you call them back," Mr. Vonder Heide said.
Phishing, the softer side
"For a long time, the main tool of the phishers has been a sense of urgency," Mr. Vonder Heide said. "Consumers are starting to get wise to this, so the new trend that we'll probably see early in 2006 is a much softer approach." Phishing refers to fraudulent e-mail designed to deceive consumers into divulging their information. The new version of phishing may come in the form of a customer satisfaction survey.
"It will come from a person's bank and say, 'As a token of our appreciation, we're going to put $50 in your bank account after you complete the survey,' " Mr. Vonder Heide said. "They will ask, 'Please tell us the account number where you'd like us to deposit it. Please verify your Social Security number, date of birth, please give us your ATM PIN or your online-banking password.' " By that time, you're hooked.
"Now, the person has invested so much time into this, their guard is down and they just put it in,"
Mr. Vonder Heide said. "Don't respond to any e-mails that appear to come from a bank. Call the bank."

[User Picture]From: bestet
2005-12-09 09:31 am (UTC)
ah ah ah first for once!!
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[User Picture]From: randomposting
2005-12-09 09:46 am (UTC)
:P You didn't even read the article, did you?

If you get your identity stolen this December it isn't my fault!
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[User Picture]From: randomposting
2005-12-09 09:52 am (UTC)
Soooo many people in my family are the same way. If there was a free gift to sign up for something I think half of the woman, and a couple men in my family would give their DNA along with their social security number to get it. lol. I figured there were other people with some naive family members out there, that's why I thought it was important to share.

( ps. This message never came in through my email. *frown* Is this starting with LJ once more?)
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[User Picture]From: randomposting
2005-12-09 09:49 am (UTC)
It's really awful, but regardless it's there, and the best way to avoid it is to know what to look for. It's a necessary evil. :(
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[User Picture]From: unknownalchemy
2005-12-09 11:09 am (UTC)
... good to know... I'll be more suspicious of people now... hehe, ironic that that happens around Christmastime though
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[User Picture]From: randomposting
2005-12-09 11:10 am (UTC)
That's when people are full of Holiday cheer, and trust, I guess.
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From: ___x8675309
2005-12-09 11:40 am (UTC)
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[User Picture]From: randomposting
2005-12-09 02:23 pm (UTC)
I love your icon! :)

And the randmness of your LJ name. Is there meaning to it? :)
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[User Picture]From: witchylatina
2005-12-09 12:57 pm (UTC)
Two of my family members have been targeted by scam artists. They received calls from spanish speaking people...one was told their brother had been arrested at the border in Texas and he need money to get bailed out. She told them to call back, while she verified that her brother was at home and he was...no where near Texas.

The other one got a call from someone asking him if he was waiting for a relative that just crossed the border...my relative played along and was able to get a cellphone number to give to the police to investigate....

So yeah...there are all kinds of scams out there....
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[User Picture]From: randomposting
2005-12-09 02:33 pm (UTC)
There sure are. What were they intending to do, do you think? Neither of those seem to be very profitable endeavors, are they?
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[User Picture]From: dogmeatnyc
2005-12-09 01:00 pm (UTC)
I have an identity?

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[User Picture]From: randomposting
2005-12-09 02:35 pm (UTC)
You are you!
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From: (Anonymous)
2005-12-09 03:49 pm (UTC)
Jack Vonder Heide

i love to say it

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[User Picture]From: randomposting
2005-12-09 06:44 pm (UTC)
lol! It is fun to say, agreed.
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[User Picture]From: randomposting
2005-12-09 06:59 pm (UTC)
I read it. No good. mon amie. :(
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[User Picture]From: duckfast
2005-12-10 02:48 am (UTC)
if anyone steals my identity i will hunt me down and kill me.
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[User Picture]From: dominatrixcat
2005-12-10 05:48 am (UTC)
oh oh oh whats your dob and ssn?
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[User Picture]From: xenaamazon
2005-12-10 08:17 am (UTC)

**Shakes head**

Wow, there are a lot of scrooges this year.
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[User Picture]From: randomposting
2005-12-10 02:02 pm (UTC)

Re: **Shakes head**

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From: __beer_junkie__
2005-12-10 10:27 pm (UTC)
Thank God!
I don't carry a credit card.

Im Invisi~blleahhhh!
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[User Picture]From: randomposting
2005-12-11 05:00 pm (UTC)
I don't either.
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